Yes, Enterprise Rent-A-Car does accept debit cards for payment, but with significant restrictions that vary by location. The primary requirement is that you must meet specific criteria, typically providing proof of a return travel ticket (like a plane or train ticket) if renting from an airport location, and two additional forms of identification. A major consideration is the debit card hold: a substantial amount beyond the rental cost will be temporarily authorized on your card, reducing your available funds.
The policy is not universal. Neighborhood locations are generally more flexible and may accept debit cards without a return travel ticket, while airport locations almost always require one. The key is to understand the financial hold and eligibility requirements to avoid surprises at the counter.
Debit Card vs. Credit Card Requirements
| Requirement | Debit Card | Credit Card |
|---|
| Primary ID | Driver's License | Driver's License |
| Proof of Return Travel | Often Required (Airports) | Usually Not Required |
| Additional ID | Often 2 Forms (e.g., Utility Bill, Bank Statement) | Usually Not Required |
| Credit Check | Typically, a Soft Credit Inquiry | No |
| Hold Amount | $200 - $300 + Rental Cost | Typically $200 - $300 + Rental Cost |
| Impact on Funds | Immediate Reduction in Available Cash | Ties up Credit Line, Not Cash |
| Eligibility Varies By | Location Type (Airport vs. Neighborhood) | Less Variation |
Before you go, always call the specific branch where you plan to rent. Confirm their exact debit card policy, the exact amount of the hold, and what forms of identification they require. This ensures your debit card will be accepted and you are prepared for the temporary hold on your funds.
