Does Deduction of Driver's License Points Affect Personal Credit?

[LolaAnn]

No, the deduction of driver's license points has no relation to personal credit whatsoever. Even if all points are deducted, it still does not affect personal credit. Relevant information about driver's license point deductions: 1. The point reset date for a driver's license is the issuance date on the license, and the system automatically resets the points on that date each year. The point cycle starts from the "initial issuance date" of the driver's license, with one year constituting one point cycle, and this cycle repeats continuously. 2. Points are calculated on an annual basis, starting from the date the driver initially receives the motor vehicle driver's license. The maximum cumulative points that can be deducted in one cycle is 12. If the points deducted in one cycle reach 12, the driver must undergo relevant examinations. Upon passing the exams, the original points are cleared, and the point counting starts anew.