Does Deduction of Driver's License Points Affect Personal Credit?

1 Answers
MacEmiliano
07/29/25 7:44am
No, the deduction of driver's license points has no relation to personal credit whatsoever. Even if all points are deducted, it still does not affect personal credit. Relevant information about driver's license point deduction: 1. Point Deduction Cycle: The point system operates on an annual cycle, starting from the date the driver first receives their driver's license. The maximum cumulative deduction within one cycle is 12 points. If a driver reaches 12 points within a cycle, they must undergo a relevant examination. Upon passing the exam, the original points are cleared, and the counting starts anew. 2. Point Reset: The reset date for driver's license points is the issuance date on the license, and the system automatically resets the points on that date each year. Starting from the 'initial issuance date' of the driver's license, one year constitutes a point cycle, and this cycle continues indefinitely in this manner.
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