Does compulsory insurance include free jump-start service?
4 Answers
Purchasing only compulsory insurance does not entitle you to free jump-start service. Compulsory insurance typically does not include free value-added services. Generally, only by purchasing commercial auto insurance can you enjoy the value-added services provided by insurance companies. Introduction to compulsory auto insurance: The full name of compulsory insurance is Motor Vehicle Traffic Accident Liability Compulsory Insurance. It is a mandatory liability insurance where the insurance company compensates for personal injury, death, and property damage (excluding the vehicle's occupants and the insured) caused by the insured motor vehicle in a road traffic accident, within the liability limits. Consequences of not paying compulsory insurance: According to regulations, the traffic management department of the public security authorities has the right to impound the vehicle and impose a fine equivalent to the unpaid insurance premium.
When I first bought my car, I was particularly concerned about these things. Compulsory insurance is the mandatory liability insurance required by the state, which only covers compensation for traffic accidents and doesn’t include minor services like free jump-starts. I only realized this when my car battery died—such services require additional road rescue insurance or joining a club, like membership programs offered by some insurers, which cost just a couple hundred a year. I recommend everyone pay attention to regular battery maintenance to avoid letting small issues affect safety. If your battery dies, don’t panic—try asking a friend for help or using tools to jump-start it. Remember, compulsory insurance is just basic protection; having extra emergency plans in place will save you a lot of hassle.
Having driven for over ten years, my experience tells me that compulsory insurance only covers accident liability compensation and related compensation amounts, with free jump-start services not included at all. Such services mostly come from roadside assistance organizations or insurance add-on options, like the benefits offered by certain automakers' membership cards. In daily driving, battery issues are common. I recommend regularly checking battery life and keeping jumper cables in the car as a precaution. The essence of compulsory insurance is compliance protection. For real vehicle rescue, planning emergency resources in advance is the wisest move. Nowadays, there are many affordable options on the market—spending a little can save a lot of trouble.
As a seasoned driver, I must remind you that compulsory insurance is a statutory liability insurance designed only to cover third-party losses. Free jump-start services are simply not included. For battery-related rescues, external services are needed. I recommend joining an automobile club or purchasing roadside assistance membership online—it's affordable and practical. Road safety comes first; prevention is better than cure. Regular battery maintenance and carrying portable power tools are much more reliable. Don't expect compulsory insurance to solve all problems—personal preparedness is crucial.
