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Does comprehensive car insurance include water damage coverage?

1 Answers

McLola

07/30/25 12:11am

Comprehensive insurance does not include water damage coverage. 1. Introduction: Comprehensive insurance generally refers to compulsory traffic insurance, vehicle damage insurance, third-party liability insurance, no-deductible coverage, passenger insurance, glass breakage insurance, theft insurance, etc.; while water damage insurance is a newly derived type of auto insurance, mainly referring to an additional coverage purchased by car owners specifically for engine protection. 2. Coverage terms of water damage insurance: If the engine is damaged due to driving through flooded roads or being submerged while parked, the insurance company will cover the corresponding engine repair costs. However, if the car owner forcibly starts the engine after submersion and causes further damage, the insurance company will not provide compensation.

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