Does Comprehensive Car Insurance Cover Water Damage?

[DiElias]

No. Below is relevant information about comprehensive car insurance: Introduction: Comprehensive car insurance (also known as full coverage) generally refers to the combination of compulsory traffic insurance + vehicle damage insurance + third-party liability insurance + no-deductible coverage + passenger liability insurance, etc. Additional coverage options may include theft insurance, glass insurance, body scratch insurance, and spontaneous combustion insurance, depending on the policy. Exclusions from coverage: Damage to headlights or rearview mirrors alone is not covered; releasing a fully liable party without compensation is not covered; engine damage caused by forcibly starting the engine in deep water is not covered; losses incurred during vehicle repairs are not covered; accidents involving towing a vehicle without compulsory traffic insurance are not covered; privately installed equipment is not covered; damage caused by items inside the vehicle is not covered; repairs conducted without prior damage assessment are not covered; theft of vehicle parts is not covered, etc.