Does Comprehensive Car Insurance Cover Flood Damage?
1 Answers
Comprehensive vehicle insurance does not include flood damage coverage. Below is relevant information about comprehensive car insurance: Introduction: Comprehensive insurance typically refers to compulsory traffic insurance, vehicle damage insurance, third-party liability insurance, no-deductible coverage, passenger insurance, glass insurance, theft insurance, etc. Flood damage insurance is a newly derived type of auto insurance, which mainly refers to an additional coverage that car owners purchase for their engines. Notes: After purchasing flood damage insurance, if the vehicle is submerged, it is advisable for the car owner to proactively turn off the engine in water to avoid damage to engine components such as valves due to water impact while driving. While ensuring personal safety, immediately call the insurance company to report the incident and have them assess the damage on-site, or arrange for a rescue vehicle to transport the car to the insurance company's assessment center. If the damage falls within the coverage scope of the flood damage insurance, corresponding compensation can be obtained.