Does car insurance include water damage coverage?
2 Answers
Car insurance does include water damage coverage, which specifically compensates for engine damage caused by flooding. Only policyholders who have purchased water damage coverage can receive corresponding claims from the insurance company when their engine is flooded during water wading, leading to malfunctions. Related information: 1. Definition of water damage coverage: Water damage coverage is a newly derived type of car insurance, primarily referring to an additional coverage that policyholders purchase for their engines. It mainly provides compensation for engine damage caused by driving through waterlogged roads or being submerged in water. 2. Precautions: If the policyholder forcibly starts the engine after being submerged in water, resulting in damage, the insurance company will not provide compensation.