Does car insurance include water damage coverage?

2 Answers
VonJake
07/25/25 12:33am
Car insurance does include water damage coverage, which specifically compensates for engine damage caused by flooding. Only policyholders who have purchased water damage coverage can receive corresponding claims from the insurance company when their engine is flooded during water wading, leading to malfunctions. Related information: 1. Definition of water damage coverage: Water damage coverage is a newly derived type of car insurance, primarily referring to an additional coverage that policyholders purchase for their engines. It mainly provides compensation for engine damage caused by driving through waterlogged roads or being submerged in water. 2. Precautions: If the policyholder forcibly starts the engine after being submerged in water, resulting in damage, the insurance company will not provide compensation.
Was this review help?
11
0
Share
DelAshlyn
08/10/25 3:47pm
Answer 1
Was this review help?
8
3
Share
Expand All
More Forum Discussions

Should Mazda6 use 5w30 or 5w40 engine oil?

Mazda6 uses 5w30 engine oil. Below are the relevant introductions about engine oil: 1. Reduce wear: There is rapid relative sliding between the piston and cylinder, as well as between the main shaft and bearing bush. To prevent excessive wear of parts, an oil film of sufficient thickness needs to be established between the two sliding surfaces to separate the relatively sliding parts, reducing wear and extending mechanical life. 2. Cooling: Engine oil helps the radiator cool the engine and expels heat from the engine. 3. Sealing and leak prevention: Engine oil can form a sealing ring between the piston ring and piston, reducing gas leakage and the entry of pollutants. 4. Shock absorption: When the pressure at the engine cylinder port rises sharply, suddenly increasing the load on the piston, piston chips, connecting rod, and crankshaft bearings, this load is transmitted and lubricated through the bearings, cushioning the impact load.
9
1
Share

What causes the abnormal noise in the manual transmission of the Emgrand GS?

The following are the reasons for the abnormal noise in the manual transmission of the Emgrand GS: Hissing noise when shifting gears: The clutch is indeed not fully disengaged. Solution: Adjust the clutch pedal and the clutch slave cylinder push rod. If there is still no effect, it is recommended to replace the pressure plate. No noise during acceleration, but noise during deceleration: In a specific gear, such as 3rd gear, a buzzing sound is heard when the accelerator pedal is released, and the noise disappears as soon as acceleration is applied. In severe cases, this is usually accompanied by abnormal noise when shifting from 2nd to 3rd gear. The reason for this situation is also obvious: the synchronizer meshing ring is damaged. There are 3 to 4 synchronizers in a transmission, so simply replacing the synchronizer assembly of the faulty gear (3rd gear) can completely solve the problem.
5
4
Share

Why does the Sagitar make abnormal noises when starting?

The Sagitar may produce squeaking noises when starting due to clutch failure, transmission failure, lower arm failure, or inner CV joint wear. It is best to have it inspected and repaired at a local 4S shop. Below are the possible reasons for abnormal noises when starting: Brake system: In southern regions, due to the humid and rainy climate during spring and autumn, the brake discs gradually rust when the vehicle is driven in such conditions for a long time. Especially for vehicles whose chassis has been soaked in water, the brake discs are more prone to oxidation and rust. At this time, simply ask the technician to sand off the rust on the brake discs during maintenance, and the abnormal noise will disappear. Chassis issue: This is one of the most common fault phenomena. Many cars will experience suspension aging after a certain period of use. At this time, some supporting components in the suspension gradually fail, causing the chassis to make abnormal noises when starting. It is advisable to promptly visit a 4S shop or professional repair shop for chassis maintenance and inspection to check for loose, aged, or leaking bearings and replace the corresponding parts as needed.
4
1
Share

Has the Mazda6 Rattling Issue Been Resolved?

After testing, the all-new Mazda6 has completely resolved the rattling issue. Here are the relevant details about the Mazda6: Exterior Design: Drivers can see the large-sized grille, the dot-matrix middle net design, and the eagle-eye-like headlight clusters. However, compared to the 2020 model, the height of the new model has been adjusted from 1445mm to 1451mm, while the length, width, and wheelbase remain unchanged. Interior: The 2021 Mazda6 also follows the layout of the 2020 model. According to the official website, the car will feature materials such as Hokkaido Ash Wood, Ultrasuede Nu fabric, and Nappa leather, further enhancing the premium feel of the materials used.
2
4
Share

Is It Embarrassing to Use 95 Octane Fuel in a Lynk & Co?

Using 95 octane fuel in a Lynk & Co can be awkward, as the manufacturer recommends 92 octane gasoline in the official vehicle manual. In addition to checking the appropriate fuel grade in the vehicle manual, Lynk & Co owners can also find this information on the fuel tank cap, which is clearly marked. Typically, the fuel grade can also be determined based on the engine's compression ratio. Vehicles with a compression ratio between 8.6-9.9 should use 92 octane gasoline, while those with a compression ratio between 10.0-11.5 should use 95 octane gasoline. For higher compression ratios, 98 octane gasoline is recommended. However, with the advent of new technologies, the compression ratio alone is no longer the sole determinant of the appropriate fuel grade. High-compression engines can also be tuned to use lower-octane fuel, as factors like ignition timing, turbocharging technology, and Atkinson cycle technology also play a role. Generally, higher-octane gasoline has a higher octane rating and better anti-knock properties. For example, 92 octane gasoline contains 92% isooctane and 8% n-heptane, while 95 octane gasoline contains 95% isooctane and 5% n-heptane. If a Lynk & Co occasionally uses the wrong fuel grade, simply switching back to the correct grade after the tank is empty is sufficient. However, prolonged use of the wrong fuel grade can have the following effects: For vehicles designed for lower-octane fuel, using higher-octane gasoline won't cause damage, but the increased octane rating can alter the fuel's ignition point, leading to delayed combustion in the engine. This reduces the engine's power output and thermal efficiency, resulting in poorer performance. For vehicles designed for higher-octane fuel, using lower-octane gasoline can cause engine knocking. The significantly lower octane rating lowers the fuel's ignition point, causing premature ignition during the compression stroke. If combustion occurs before the spark plug fires, resistance is created during the upward stroke. This resistance makes the engine run very unstably. Mild knocking may only increase noise without noticeable engine damage, but severe knocking indicates serious engine issues, affecting driving stability and causing abnormal wear on pistons and cylinders, potentially leading to cylinder scoring.
1
1
Share

Where is the Chevrolet trunk unlock button located?

Chevrolet high-end models have the trunk unlock button under the driver's door handle. For base models, the trunk needs to be opened with a key. Different models have different trunk switch locations. Below is an introduction to opening the trunk for two types of models: Introduction to trunk unlocking for different Chevrolet models: Chevrolet models are divided into high-end and base models for trunk opening. High-end models have a trunk opening button under the driver's door handle. Base models require a key to open the trunk or have a button next to the fuel tank cover handle under the driver's seat. Car electric tailgate: The car electric tailgate, also known as the electric trunk, refers to the trunk being opened or closed electrically or via remote control. To open the trunk, simply press the button inside the car or on the remote key, and the trunk will open automatically. To close the trunk, press the close button inside the trunk or inside the car, or use the remote key, and the trunk will close automatically.
6
1
Share
Cookie
Cookie Settings
© 2025 Servanan International Pte. Ltd.