Does Car Insurance Include Glass Coverage?
2 Answers
Car insurance includes glass coverage. Glass coverage is no longer a separate additional coverage under the auto damage insurance. As long as the car owner has purchased auto damage insurance, they can enjoy the protection services that were previously only available with glass coverage. The following is a detailed introduction to car insurance: Overview: Vehicle insurance, also known as motor vehicle insurance or car insurance, refers to a type of commercial insurance that covers liability for personal injury or property damage caused by natural disasters or accidents involving motor vehicles. Other Information: Car insurance is a type of property insurance. In the field of property insurance, car insurance is a relatively young category. In the early stages of car insurance, the main coverage was third-party liability insurance, which gradually expanded to include risks such as collision damage to the vehicle body.
I remember last year when my car's windshield got cracked by a small stone, only to find out my basic car insurance didn't cover it. I was totally caught off guard because many people assume car insurance naturally includes everything. Actually, car insurance is divided into compulsory traffic insurance and commercial insurance. The basic version usually only covers collisions and such, while glass coverage requires an additional purchase, specifically protecting windshields and windows. If you haven't bought it separately, you'll have to pay out of pocket for glass repairs. I'd recommend new car owners or those who frequently drive on highways to carefully review their policies and add glass coverage—it can save a lot of money if something happens. Fixing small cracks isn't expensive, but major issues can cost thousands. Safety first, after all. In short, don't wait for an accident to check—understand your coverage in advance to stay protected.
