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Does car insurance include glass coverage?

1 Answers

AustinFitz

07/29/25 5:57pm

Car insurance includes glass coverage, which is no longer an additional standalone option under vehicle damage insurance. Below is relevant information about car insurance: Introduction to car insurance: Compulsory traffic insurance, third-party liability insurance, vehicle damage insurance, standalone glass breakage insurance, spontaneous combustion insurance, no-deductible coverage, scratch insurance, seat liability insurance, full vehicle theft insurance, etc. Car insurance is divided into two main categories: compulsory traffic insurance and commercial insurance. Compulsory traffic insurance is mandatory for every motor vehicle, while commercial insurance allows car owners to choose different types of coverage and additional riders based on their individual needs. Standalone glass breakage insurance: Standalone glass breakage insurance is an additional rider under car insurance. It covers situations where only the windshield or window glass of the insured vehicle is damaged, and the insurance company is responsible for compensation. If a vehicle insured with standalone glass breakage insurance experiences glass breakage during use, the insurer will calculate compensation based on the actual loss. Car owners can voluntarily choose to insure their vehicles with either imported or domestic windshield glass in consultation with the insurance company, and the insurer will assume corresponding insurance liabilities based on their selection.

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