Does Car Insurance Cover Water Damage?

1 Answers
VonOlivia
07/30/25 1:15am
Purchasing vehicle water ingress insurance can provide coverage. Here is an introduction to water ingress insurance: 1. Definition: Water ingress insurance, also known as auto loss insurance or special engine loss insurance, may have different names among insurance companies but the essence remains the same. It is a newly derived type of insurance, referring to an additional coverage purchased by the car owner specifically for the engine. 2. Function: It mainly provides compensation for engine damage caused by driving through waterlogged roads or after the vehicle is submerged. However, if the car owner forcibly starts the engine after submersion and causes damage, the insurance company will not provide compensation.
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