Does Car Insurance Cover Hail Damage?

[MacAngela]

Hail damage to a car can be claimed through the insurance company. Below is more information about car insurance coverage: 1. Only purchasing vehicle damage insurance: If the owner only has vehicle damage insurance, they can only receive 85% of the compensation. That is, if the owner only purchases vehicle damage insurance without any additional auxiliary insurance, the insurance company will cover 85% of the compensation, and the remaining amount must be borne by the owner. 2. Purchasing vehicle damage insurance, and vehicle damage insurance with no deductible: If the owner purchases vehicle damage insurance along with no deductible coverage, they can receive full compensation. If the owner only has compulsory traffic insurance, they cannot claim compensation for hail damage. 3. Compensation scenarios: If the entire vehicle is damaged, as long as the owner has vehicle damage insurance and additional no deductible coverage, they can receive corresponding compensation. If only the glass is damaged (excluding sunroofs), the owner must purchase separate glass breakage insurance to be eligible for compensation. In such cases, glass insurance must also be purchased separately, as it is a standalone policy and will not cover glass damage under other circumstances.