Does Car Damage Insurance Cover Waterlogged Vehicles?

[DeJeffrey]

Whether you can claim compensation from the insurance company for a waterlogged vehicle depends on the following situations: 1. If the vehicle only has third-party liability insurance, the insurance company will not compensate; 2. If the vehicle has car damage insurance, you can claim compensation from the insurance company, but damage to the engine is usually not covered; 3. If the vehicle has waterlogging insurance, all damages to the vehicle, including engine damage, can be compensated; 4. If the driver forcibly starts the engine after the vehicle is waterlogged, causing engine damage, even if the vehicle has both car damage insurance and waterlogging insurance, the insurance company will not compensate for the engine damage but will only cover the repair costs for other parts of the vehicle.