Does Car Damage Insurance Cover Water-Submerged Engines?

[McEmerson]

Car damage insurance can cover water-submerged vehicles. After the 2020 auto insurance reform, water-related damage coverage was incorporated into car damage insurance. If a vehicle is submerged in water, you can file a claim under car damage insurance. Direct losses to the insured vehicle caused by water submersion, resulting from natural disasters or accidents and not falling under exclusions, will be compensated by the insurance company within the agreed limits. Relevant information about compulsory traffic insurance is as follows: Introduction: Compulsory traffic insurance, officially known as 'Compulsory Motor Vehicle Traffic Accident Liability Insurance,' is a mandatory liability insurance where the insurer compensates for personal injuries, fatalities, or property losses (excluding the vehicle's occupants and the insured) caused by road traffic accidents involving the insured vehicle, within liability limits. Necessity: Compulsory traffic insurance ensures that victims of motor vehicle accidents receive compensation, promoting road traffic safety. It provides timely and basic protection for traffic accident victims.