Broken car glass does not count as vehicle damage insurance. Because the risk of glass breakage only covers the windshield and the window next to the driver's seat, excluding the car's sunroof. The upper right corner of the front windshield will have labels such as compulsory insurance, annual inspection, and environmental protection. These labels are one-time. If the glass is broken and needs to be replaced, the cost of replacing these labels should be borne by the owner. Many electronic devices, such as dash cams and ETC, are installed on the inside and upper part of the front windshield. If these devices are damaged due to glass breakage, the insurance company will not compensate for the loss except for the glass itself. There is no damage compensation when installing glass or repairing the car. In the insurance terms of vehicle damage insurance, the exclusions are clearly defined: separate glass breakage, body scratches without obvious collision marks, and separate damage to the sunroof or rearview mirror; the insurance company is not responsible for compensation. Principles of vehicle damage insurance: Motor vehicle damage insurance is one of the basic types of motor vehicle insurance, referred to as vehicle damage insurance. Its insurance subject is the motor vehicle itself. When the insured vehicle suffers losses due to natural disasters or accidents within the scope of insurance liability, the insurer compensates according to the provisions of the insurance contract. Collision and overturning. Collision refers to the direct contact between the insured vehicle and external objects. Artificial scratches on the insured vehicle are not covered by vehicle damage insurance. Overturning means the insured vehicle is overturned due to natural disasters or accidents, losing its normal state and driving ability, and cannot be restored without rescue. Fire, explosion, collapse of external objects, falling objects from the air, or parallel falling of the insured vehicle while driving. Lightning, storms, tornadoes, heavy rain, floods, tsunamis, ground collapse, ice collapse, cliff collapse, avalanches, hail, mudslides, and landslides. The ferry carrying the insured vehicle suffers from natural disasters.
