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Does BMW Offer Interest-Free Loans?

1 Answers

DiKeira

07/29/25 4:25pm

BMW's own financial company offers interest-free loans for repayments within one year, but it still charges a loan handling fee of about 8%, which is even higher than the loan interest. BMW (Bayerische Motoren Werke AG), fully known in Chinese as Bavarian Motor Works Co., Ltd., is a German luxury car brand. BMW's vehicle series include the i, X, Z, and pure number models, as well as the 1, 2, 3, 4, 5, 6, 7, and 8 series. Below is an introduction to full payment and installment car purchases: 1. Full Payment Purchase: Full payment purchase means paying the full car price at once and taking delivery of the car, without involving vehicle mortgage issues. 2. Installment Purchase: Installment purchase means paying a partial down payment and taking out a loan for the remaining amount, repaying it in monthly installments. Installment purchases require the vehicle registration certificate to be mortgaged at the vehicle management office, with partial ownership registered under the name of the lending bank or financial institution.

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