Does Binding Someone Else's Vehicle to Your Driver's License Affect You?
4 Answers
Binding someone else's vehicle to your driver's license has the following three impacts: 1. First, according to the "Civil Code," when the owner and user of a motor vehicle are not the same person due to situations like leasing or borrowing, and a traffic accident occurs, the liability falls on the party of the motor vehicle. The insurance company will compensate within the mandatory insurance liability limit. Any insufficient amount will be borne by the user of the motor vehicle. If the owner is at fault for the damage, they will bear corresponding liability. 2. Second, in such an accident, since you are neither the owner nor the user of the motor vehicle, from the perspective of tort law, you are not liable for the infringement. 3. Finally, not being liable for infringement does not mean you are free from other responsibilities. Lending your driver's license to a friend may involve them using your name to sign agreements with ride-hailing services like Didi, which might include clauses about traffic accident liability. Thus, you still risk being held accountable under the relevant contract. Lending your driver's license to others for point deduction or other uses is illegal and may result in revocation if caught by traffic police. The "Road Traffic Safety Law" has introduced new regulations: vehicle owners can no longer use others' driver's licenses to deduct points. If the system detects multiple licenses deducting points for one vehicle, it will automatically alert authorities. Additionally, the regulation states that whoever is caught must handle the violation and must swipe their ID card. In case of an accident, you will be held responsible first; otherwise, you will lose eligibility to be a Didi driver.
As someone who drives frequently, I can tell you that linking your driver's license to someone else's car can indeed affect you, mainly because you'll be responsible for handling traffic violations. If you bind the electronic traffic violation processing authority to someone else's vehicle and that car gets caught speeding, running red lights, or committing other traffic offenses, the system will deduct points from your license. These points accumulate, and if you reach the full 12 points, you'll have to attend a course and pass an exam to regain your driving privileges. Additionally, this could lead to legal risks—if the car is involved in a major accident, you might be mistakenly identified as the driver at the time, causing unnecessary trouble. While binding might seem harmless when everything's fine, you’ll regret it if problems arise. So, I advise everyone not to casually link their license to non-personal vehicles—temporary binding when needed is much safer. The binding process is easy to do via a mobile app, so there’s no need for long-term binding.
I've encountered this situation before. A friend once asked me to help bind my driver's license to their car for handling traffic violations, and I didn't think much of it at the time. Later, I realized it had significant consequences. Mainly, the penalty points from traffic violations would be counted against me. For example, running a yellow light in the city deducts 1 point, and these points can accumulate quickly, reaching the limit in no time, resulting in my license being suspended for several weeks or longer. Additionally, it involves insurance claim issues. If the car gets into an accident after binding, the insurance company might check the records and drag me into the mess, affecting my premiums or the smoothness of claims. My personal advice is to cancel the binding as soon as possible after helping someone or only use it for short-term handling. After years of driving, I've learned the importance of protecting my record. A clean driver's license can save a lot of trouble—don't lose big for small gains.
I think the main risk of binding someone else's vehicle to your driver's license is penalty points. When handling electronic traffic violations, you have to take responsibility for the deduction of points. For example, I once tried to help bind a friend's SUV, and he committed two violations, resulting in my license losing 6 points—almost forcing me to retake the written test. Additionally, if the vehicle is involved in an accident investigation, the police may first check the license holder it's bound to, increasing the chance of getting entangled in disputes. From a cost perspective, this can indirectly raise insurance premiums due to a tarnished record. My advice is to avoid binding unless absolutely necessary, or use temporary methods to handle such situations.
