Does Auto Insurance Cover Water Damage to Vehicles?
1 Answers
Whether you can claim compensation from the insurance company for a water-damaged vehicle depends on the following situations: Only Purchased Third-Party Liability Insurance: If the vehicle only has third-party liability insurance, the insurance company will not provide compensation in this case. Purchased Comprehensive Insurance and Water Damage Coverage: If the vehicle has comprehensive insurance, you can claim compensation from the insurance company; if the vehicle has water damage coverage, all damages to the vehicle can be compensated. The latest insurance regulations have integrated water damage coverage into comprehensive insurance. No Compensation for Secondary Start-Up: If the vehicle is water-damaged and the driver forcibly starts the engine, causing engine damage, the insurance company will not compensate for the engine damage.