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Does Auto Insurance Cover Natural Disasters?

1 Answers

AlexandraMarie

07/30/25 8:48am

Auto insurance covers natural disasters, but you need to purchase vehicle damage insurance. Here are the specific details about vehicle damage insurance: 1. Introduction: Vehicle damage insurance is a type of commercial auto insurance. It stipulates that if the insured or an authorized driver causes damage to the insured vehicle during an accident while driving, the insurance company should provide compensation within reasonable limits. 2. Coverage: Collisions, rollovers, falls, fires, explosions, spontaneous combustion, falling objects, collapses, storms, tornadoes, lightning strikes, hail, heavy rain, floods, tsunamis, ground subsidence, ice collapse, cliff collapses, avalanches, mudslides, landslides, and other natural disasters.

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