Does Auto Damage Insurance Cover Typhoon Damage?

[Elsa]

During typhoon weather, most damages can be compensated through auto damage insurance. If a vehicle is hit by falling objects from high altitudes, resulting in window glass damage, this situation can also be covered by auto damage insurance even if the vehicle is not insured with glass insurance. However, insurance companies generally do not compensate for vehicles that only have glass damage with other parts intact. Here is a brief introduction to auto damage insurance: 1. Basic Information: Without scratch insurance, it is relatively difficult to claim a full car repaint for an accident vehicle. Since a full car repaint is more expensive, the fixed amount is also higher, so the damage assessment will be higher, requiring the car to be severely damaged to claim for the paint. Generally, insurance companies will not fully compensate, but only pay for the damaged paint surfaces. 2. Full Name of Insurance: The full name of scratch insurance is Body Scratch Loss Insurance. It is available for family-owned vehicles and non-commercial vehicles. It refers to the insurance company being responsible for compensating for the actual loss of the vehicle's surface paint that is scratched without obvious collision marks during the insurance period.