Does an excessively high vehicle damage assessment affect the owner?

[VanAriel]

Vehicle damage insurance assessment impacts the owner as follows: Insurance companies typically determine the assessment based on the extent of damage and the repair shop involved, as prices vary between different repair shops. The assessment amount is evaluated by the insurance company according to the repair shop's standards. If the amount is too low, the repair shop may lack profit and resort to cutting corners, such as using parts salvaged from other vehicles that do not affect functionality. Additional notes: Points to consider in vehicle damage assessment: 1. Determine the repair method for the damaged parts before proceeding with repairs. Insurance companies generally prefer repairing damaged parts whenever possible, provided the repairs do not affect the part's normal functionality. 2. Confirm the repair costs. Disputes over repair costs are common during vehicle repairs. 3. Try to conduct the assessment and repairs at the same location. Insurance companies have different pricing standards for 4S shops and independent repair shops, and they base the repair cost standards on the actual repair shop's rates.