Does a new car come with water damage insurance?

[OJameson]

After purchasing commercial insurance for a new car, which includes comprehensive coverage, water damage insurance is part of the package. In addition to water damage insurance, it also covers total loss due to theft, standalone glass breakage, spontaneous combustion, no-deductible coverage, and special provisions for cases where a third party cannot be identified. However, compulsory traffic insurance alone does not include these coverages. Below are relevant details: Compulsory Traffic Insurance: After purchasing a new car, the first step is to buy compulsory traffic insurance. Once this is completed, you can proceed to purchase commercial insurance for the vehicle. Commercial insurance is optional based on your driving needs and is not mandatory. Scope of Water Damage Insurance: Water damage insurance applies in situations where the insured vehicle is submerged up to the exhaust pipe or intake manifold due to heavy rain or flooding, and the driver attempts to start the vehicle or uses inertia to start it; or when the vehicle is started without necessary repairs after being exposed to heavy rain or flooding. In these two scenarios, purchasing water damage insurance is necessary to receive corresponding compensation.