Does a leaking sunroof count as a flood-damaged car?

[McBrody]

A leaking sunroof does not count as a flood-damaged car. It only means water has entered the cabin, which can be classified as a water-damaged car. Classification of flood-damaged cars: Generally, flood-damaged cars can be categorized into three types based on the extent of damage: water level exceeding the wheels, causing water accumulation at the vehicle's floor mats; water soaking the seats or rising above the dashboard; and water directly submerging the vehicle body. How to identify a flood-damaged car: After cleanup, it's not easy to tell if a car is flood-damaged just by its appearance. Flood-damaged cars mainly involve repairs to water-affected components and rarely involve bodywork. For example, if the headlights or taillights are flooded, they may be replaced or drained. Similarly, water inside the car is removed, and soaked parts are either disassembled and dried or simply air-dried. In reality, flood-damaged cars are relatively easy to distinguish because even after thorough cleaning, they tend to emit a musty odor. Additionally, the trunk is a critical area—if there's significant rust, it likely indicates water damage.