Does a Flood-Damaged Vehicle Count Under Auto Damage Insurance?

[StLucas]

For flood-damaged vehicles, they can be considered as partially covered under auto damage insurance, where insurers may compensate for all parts except the engine. Below is more information about auto insurance: 1. Definition: Auto insurance is a type of commercial insurance that covers liability for personal injury or property damage caused by natural disasters or accidents involving motor vehicles. 2. Compulsory Traffic Insurance: Compulsory traffic insurance is a state-mandated insurance that every vehicle owner must purchase. Driving without compulsory traffic insurance, if caught, will result in vehicle impoundment (until the insurance is purchased and displayed in the designated location), fines, and deduction of corresponding points. Compulsory traffic insurance primarily covers personal injury and property damage to victims (excluding the vehicle's occupants and the insured) in traffic accidents. Moreover, the compensation limit of compulsory traffic insurance is limited and cannot cover large-scale personal injury accidents.