Does a financed car come with only one key?

[JuliannaDella]

Yes, it comes with only one key, as this is typical for financed vehicles. Generally, the vehicle certificate and one of the keys are mortgaged with the bank for financed cars. The other key can be retrieved once the vehicle certificate is obtained. Only the vehicle registration certificate is mortgaged with the bank for financed cars. Below is relevant information: 1. Car payment methods: There are two types—full payment and financing. 2. Meaning of car financing: A financed car is also a loan-financed purchase, where the bank provides a secured RMB loan to customers purchasing vehicles from designated dealers. This means the car buyer pays a portion as a down payment, and the remaining amount is disbursed by the lender (bank) to the borrower in installments.