Does a financed car come with only one key?

[CatherineLee]

Generally, the vehicle certificate and one of the keys for a financed car are held as collateral by the bank. The other key can be obtained once the vehicle certificate is retrieved. For financed cars, only the vehicle registration certificate is mortgaged with the bank. Below are two common payment methods for purchasing a vehicle: 1. Full payment: Pay the entire amount upfront. 2. Financing a car: Financing a car is essentially taking out a loan to purchase a vehicle. It refers to the bank providing a RMB guaranteed loan to customers who purchase cars from designated dealers. The car buyer first pays a portion as a down payment, and the remaining amount is disbursed by the lender (bank) to the borrower in installments. 3. Additional information: The main application requirements for financing a car include having a valid ID and full legal capacity; having a stable job and the ability to repay the loan on schedule; and maintaining good personal credit history.