Does a Car with Half a Wheel Submerged Count as a Flood-Damaged Vehicle?

2 Answers
Mike
07/28/25 10:33pm
If water reaches half the height of the tires but does not submerge the engine or transmission, it is not considered a flood-damaged vehicle. Here are the relevant details: 1. Flood-Damaged Vehicle: Refers to a car that has been submerged in water, typically meaning the engine and transmission have been soaked, with water depth exceeding the wheels and body seats, and prolonged contact between the vehicle's underbody components and water. Such vehicles pose significant risks, as the electrical circuits are prone to short circuits and fires. 2. Signs: After being soaked, the vehicle seats may exhibit uneven softness in different areas. You can check by feeling the elasticity of the seat backrest and cushion in various spots. If you notice localized stiffness or areas that do not spring back when pressed, you should be alert.
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MaciLynn
08/12/25 3:03am
I often help people deal with flooded cars at repair shops. Generally, if the water reaches half the height of the wheels, it's not considered a severe case of water damage. The standard for a water-damaged vehicle is usually when water rises above the car's door sills or enters the interior chassis, causing damage to the engine and electronic systems. If the water only reaches the midpoint of the wheels, about 15 centimeters, it mainly affects the brake discs and suspension components, but the engine and electronic control systems may remain unaffected. However, caution is still advised as water may seep into the chassis or cause rust. It's recommended to first jack up the car, rinse off any rust and dirt from the chassis, and check if any electronic connectors have been submerged. If you notice any abnormalities while driving, don't push it—seek professional inspection instead. After all, safety comes first. Minor issues like these can be handled on your own to avoid costly major repairs.
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