Does a Car Count as Flood-Damaged if Water Reaches Halfway Up the Tires?
1 Answers
Water reaching halfway up the tires without submerging the engine or transmission does not qualify as a flood-damaged car. Below is a detailed introduction to flood-damaged vehicles: Not considered flood-damaged: If the water level does not reach the chassis, it is not a flood-damaged car. Soaked car: When the water level reaches the chassis, it is considered a soaked car, which is the mildest form of flood damage. Water entering the cabin only wets the vehicle's carpet and floor. The carpet, floor wiring harnesses, and air conditioning ducts need to be cleaned or replaced. Semi-flooded car: When the water level nearly exceeds the wheels, it is a semi-flooded car. In this case, water enters the cabin and soaks the seat cushions and areas below. Besides the carpet, wiring harnesses, and air conditioning ducts, electronic components inside the seats, such as heating wires and adjustment motors, may also be water-damaged. Additionally, the airbag computer, seat belts, and electrical devices like the cigarette lighter plug and USB ports in the center console may be affected. Fully flooded car: When the water level exceeds the dashboard, it is a fully flooded car. If the water level rises above the dashboard or even submerges the roof, it indicates that nearly 90% of the vehicle's electrical equipment has been submerged, and the engine has also been flooded.
