Does a broken car battery count as vehicle damage insurance?
1 Answers
If the car battery is damaged during a collision with another vehicle, it counts as vehicle damage insurance, and you should promptly report to the police. If it is damaged due to other reasons, it does not count as vehicle damage insurance. Definition of vehicle damage insurance: Vehicle damage insurance refers to a type of commercial auto insurance where the insurance company compensates within a reasonable range when the insured or their permitted driver causes damage to the insured vehicle during an insurance-covered accident while using the vehicle. Precautions for vehicle damage insurance: If the vehicle is driven into deep water and the engine stalls, and the driver forcibly attempts to restart it causing damage, this is considered improper operation and is not covered by the insurance; insurance companies typically stipulate that partial theft or damage to vehicle components or accessories, rather than the entire vehicle, is excluded from coverage.