Do You Have to Pay for Damages if a Shared Car is Crashed?
3 Answers
Yes, you have to pay. When using a shared car, you will be prompted to purchase a no-deductible insurance. Here is some relevant information: Shared Cars: Shared cars can be considered a type of car rental where multiple people share one vehicle. The user only has the right to use the vehicle, not ownership. The process is very simple, with corresponding platforms operating the service. This method can effectively alleviate traffic pressure and provide convenience for people's travel. Charging: Shared cars do not require refueling. Most shared cars available in the market today are electric vehicles and do not need gasoline. The shared car operators will monitor the real-time data from the backend to determine how much battery each shared car has left. If the battery is low, specialized personnel will drive the vehicle back for charging.
I've been through several shared car accidents, and indeed, you usually have to pay for damages because the service agreements clearly state that users are responsible for repair costs. The sharing companies have their own insurance, but they often require users to cover the deductible, which can range from a few hundred to a thousand yuan. Last time, I accidentally scratched the car door, reported it to the police, and then submitted the incident through the app. The company quickly sent a bill, asking me to pay for the repair costs and the loss during the downtime. Remember to take photos of the car's condition when picking it up and again when returning it; comparing them can help prevent disputes. If the accident is serious, you'll also have to pay the excess fee after reporting it to the insurance, making the whole process troublesome and costly. Now, I drive extra carefully to avoid any collisions—it saves hassle, money, and ensures safety. The sharing economy is convenient, but the responsibilities are not light. I recommend everyone understand the terms before driving.
Regarding compensation for damaged shared cars, common sense dictates that it must be paid, which is clearly stated in the rental contract. Users are responsible for related costs if they cause damage during use, and shared services typically pass the deductible onto the user. In case of an accident, promptly reporting it through their system is crucial to avoid additional penalties for delays. Personal car insurance may cover part of the costs, but not all scenarios, so it's essential to confirm in advance. Expenses can include repairs, towing, and even legal recovery fees, which can add up to a significant amount. From an economic standpoint, prevention is better than cure—staying focused while driving can save money.
