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Do I need to repurchase insurance if it hasn't expired when transferring car ownership?

1 Answers

LylaMarie

07/29/25 6:19pm

No, you can transfer the insurance to your name at the insurance company where the original owner purchased the policy. Relevant information is as follows: Car Insurance: Car insurance mainly consists of compulsory traffic insurance and commercial insurance. Compulsory traffic insurance is mandatory but has low coverage limits. Commercial Insurance: Commercial insurance is optional and mainly includes the following types: Vehicle Damage Insurance - covers repair costs for your own vehicle due to collisions; Third-party Liability Insurance - covers compensation for death, injury or property damage caused by accidents involving both parties; Non-deductible Special Clause - covers the deductible portion that should be borne by the insured according to the policy terms.

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