Do I Need to Drive the Car Over for Vehicle Release from Mortgage?
3 Answers
When handling the vehicle release from mortgage procedures, there is no need to drive the car over. You only need to bring the relevant materials to the vehicle management office for processing. The following materials are required: Materials: Original "Motor Vehicle Mortgage Registration/Pledge Filing Application Form", original copy with the mortgagee's official seal, identity proofs of the vehicle owner and mortgagee. For individual vehicle owners, provide the original and photocopy of resident ID card or temporary resident ID card; temporary residents also need to submit the original and photocopy of residence certificate issued by the public security authority; Motor Vehicle Registration Certificate, power of attorney issued by the mortgagee (with official seal); Additionally, the vehicle owner must be present in person. Release from mortgage registration will not be processed if: The proofs and vouchers submitted by the vehicle owner are invalid, or the vehicle is legally seized or detained by the People's Court, People's Procuratorate, or administrative law enforcement departments.
Speaking of the car loan release process, here's my personal experience: Last year after paying off my car loan, I went to handle the release procedure thinking I'd need to drive the car there for inspection or something. But it turned out I only needed to bring my ID card, vehicle registration certificate, and loan repayment proof to the DMV. The entire process was completed at the counter without even moving the car. The staff explained that most loan releases are document-based procedures that don't require the vehicle's presence, unless there are special circumstances like suspected issues with the car that would require inspection. This saved me considerable time and fuel costs, but I'd recommend checking your local DMV's specific requirements first as procedures may vary slightly by location - no need to stress unnecessarily like I did for several days.
Hey buddy, I've also thought about the car loan release process. Generally, you don't need to drive the car there, right? The main thing is to go to the DMV to cancel the mortgage registration after paying off the loan. Just bring your ID card, vehicle license, and those loan documents. From what car enthusiasts say, you might only need to drive the car over for inspection if there's some dispute about the vehicle itself or if they need to verify the VIN or something. In most cases, it's more convenient and cost-effective to leave the car at home. But to avoid trouble, it's best to call the DMV hotline in advance to confirm. Don't end up making a wasted trip like my buddy did last time - now that was frustrating!
