Do I Need to Advance Payment After Vehicle Damage Assessment?

1 Answers
SilasRose
07/30/25 7:03am
Vehicle losses are covered by the vehicle damage insurance. You can choose to advance the repair costs and then get reimbursed by the insurance company, or have the insurance company pay the 4S shop directly. In both cases, the repairs must be carried out according to the loss assessed by the insurance company. Below is some information about vehicle damage assessment: 1. Assessment Time: If the damage occurs locally, the insurance company can complete the vehicle damage assessment within one business day. For damages occurring in other locations, it takes one to three business days to complete the assessment. After the assessment, you can consult the local repair shop for the repair time. 2. Notes: The insurance company does not cover loss of income, so it is recommended to negotiate a settlement, as there are no clear legal provisions on this matter. 3. Inspection and Assessment: The inspector will complete the on-site inspection and assessment within one business day after receiving the notification from the insurance company's internal staff (for damages in other locations, the inspection can be delegated to the local insurance company within three business days). The client is required to provide relevant documents and will be guided to fill out the necessary claim forms.
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