Do car owners need to bear 10% of non-medical insurance drug costs?
1 Answers
Non-medical insurance drugs do not require the car owner to bear 10% of the cost; it is the insurance company's responsibility to compensate. If the insurance company refuses to pay, legal action can be taken by filing a lawsuit in court. The litigation process involves lawyers commissioned by the insurance company or the insurance company's claims professionals participating in court proceedings. If the insurance company does not reimburse the costs of non-medical insurance drugs, valid evidence must be provided to prove that the non-medical insurance drugs were unnecessary or unreasonable during the treatment process. Otherwise, the insurance company should fully cover the compensation for medical expenses. Compensation for traffic accidents includes the victim's medical expenses, hospitalization meal allowances, nursing fees, lost wages, accommodation fees, and property losses. In severe cases, it also includes death compensation and funeral expenses.