
Yes, you can generally use a mobility car for personal use, but it must primarily be for the transportation of the disabled person named on the scheme. Programs like the UK's Motability scheme are designed to provide vehicles that enhance the independence and quality of life for eligible individuals, and this naturally includes everyday activities like grocery shopping, visiting family, and going on holiday.
The core rule is that the vehicle must be used for the benefit of the disabled person. This allows for significant flexibility. For instance, a family member or friend who is listed as a named driver can use the car for shopping trips to get groceries for the disabled person, or to take them to medical appointments. They can even use the car for personal errands, like going to their own job, as long as the primary purpose of having the car is still being met—supporting the mobility needs of the disabled individual.
However, there are important restrictions. The car cannot be used for certain commercial purposes, like as a taxi or for delivery services. There are also typically annual mileage limits, often around 20,000 to 25,000 miles for a standard contract, which you must adhere to. The insurance provided is specific to the scheme's rules, and all drivers must be approved in advance.
| Aspect | Key Consideration |
|---|---|
| Primary User | The vehicle must be used for the benefit of the disabled person. |
| Named Drivers | Family members/friends can be added as drivers for personal use related to the disabled person's needs. |
| Mileage Limits | Standard contracts often include an annual mileage limit (e.g., 20,000-25,000 miles). |
| Commercial Use | Using the car for hire, reward, or business purposes like deliveries is prohibited. |
| Insurance | Comprehensive insurance is included but is only valid for approved drivers and approved uses. |
Before using the car for any activity that might be borderline, it's always best to review your specific lease agreement or contact the scheme directly for clarification. The key is to ensure the disabled person's mobility remains the central focus of the vehicle's use.

From my experience, the answer is a definite yes, with a big "but." The car is meant to give you freedom. So, running your own errands, taking the kids to school, or driving to see friends is totally fine. The main rule is simple: the car's main job is to help the person with the disability get around. As long as that's the case, your personal use is part of the package. Just don't start a side business with it.

Think of it this way: the scheme understands that life isn't just doctor's appointments. Using the car for personal trips is not just allowed; it's encouraged because it promotes a normal, active life. The vehicle can be driven for school runs, weekend getaways, or to your workplace. The critical point is that the eligible disabled person should benefit from the vehicle's availability. If your personal use supports their well-being or daily routine, it's typically within the rules.

I had the same question when we first got the car. We use it for everything—supermarket trips, visiting my sister across town, even our annual vacation. The important thing we learned is that the car is for the disabled person's needs, which include having a social life and family time. As long as you stay within the mileage limit and don't use it for commercial work, your personal use is considered essential to improving their quality of life. It’s about independence.


