Yes, you can generally use a leased car for Uber, but it is not automatically allowed. The final decision rests with your leasing company, not Uber. Uber's own policy requires the vehicle to be a 2006 model or newer, have 4 doors, and pass a vehicle inspection. Your personal auto insurance must also meet your state's requirements. The critical hurdle is obtaining explicit, written permission from your lessor (the company you lease from).
Many standard personal lease contracts include clauses that prohibit commercial use, which ride-sharing typically falls under. Using a leased car for Uber without permission could be considered a breach of contract, potentially resulting in hefty fees or even repossession of the vehicle.
Leasing Company Policies on Ridesharing
| Leasing Company | Policy on Ridesharing | Key Requirements / Notes |
|---|
| Ally Auto | Varies by contract; often requires prior approval. | May require updated insurance and a specific endorsement. |
| Toyota Financial Services | May allow with prior written consent. | Not permitted on certain lease types; mileage limits still apply. |
| Honda Financial Services | Case-by-case approval required. | Lessee must contact HFS directly to request a modification. |
| Ford Credit | Prohibits commercial use by default on most leases. | Explicitly includes ride-sharing services like Uber and Lyft. |
| Nissan Motor Acceptance | Strictly prohibits commercial use without exception. | Using the vehicle for Uber is a violation of the lease agreement. |
Before you start driving, your first step is to call your leasing company and ask about their "rideshowing addendum" or policy. Some companies may allow it if you provide proof of increased insurance coverage. You must also consider the mileage limits on your lease. Uber driving can quickly exceed standard annual limits (often 10,000-15,000 miles), leading to expensive overage charges at lease-end. Weigh the potential income against these added costs and risks to determine if using a leased car is the most financially sound decision for you.
