Yes, two people can absolutely register the same car in Florida. The Florida Department of Highway Safety and Motor Vehicles (FLHSMV) allows for multiple owners to be listed on a vehicle’s certificate of title, which is a common practice for co-buyers, spouses, or family members. The key is specifying how the names are joined on the title, as this determines the rights of each owner. You'll typically choose between "AND" or "OR" when registering.
When you register the vehicle, all named owners will be listed on the title. The critical distinction lies in the conjunction used between the names:
- "AND": This means all parties must agree to sell or transfer the vehicle. For example, if the title reads "John Doe AND Jane Doe," both individuals must sign the title to complete a sale. This offers more protection for each owner.
- "OR": This provides more flexibility. If the title reads "John Doe OR Jane Doe," either owner can independently sell or transfer the vehicle without the other's signature.
The registration certificate (license plate and tag) will be issued in the names of all owners. However, only one primary address is used for the registration, and that person will receive all renewal notices. All owners are jointly responsible for ensuring the vehicle is properly insured and that registration fees are paid.
| Consideration | Description | Implication |
|---|
| Title Designation | Choosing "AND" vs. "OR" between owner names. | Determines if all owners must consent to sell the vehicle. |
| Insurance | All owners must be listed on the auto insurance policy. | The vehicle cannot be registered without valid Florida insurance. |
| Registration Address | Only one primary address is used for official correspondence. | The owner at this address receives renewal notices and tax bills. |
| Liability | All owners are jointly liable for traffic violations, tolls, or accidents involving the car. | Unpaid fines can lead to a registration suspension affecting all owners. |
| Estate Planning | How the vehicle is handled if one owner passes away. | With "OR," the surviving owner can easily assume full ownership. |
To complete the process, all owners must provide required identification, proof of Florida insurance, and the vehicle’s title application. If there's a lien (a loan on the car), the lender will hold the title until it's paid off, but the registration will still reflect the co-ownership structure.
