Yes, you can transfer a car title online in Michigan, but only under specific circumstances through the Michigan Secretary of State's e-Services. The online pathway is designed for straightforward transactions, primarily when you are transferring a vehicle to an immediate family member. For all other transfers, such as selling to a private party, an in-person visit is required.
The most common eligible scenario is a gift or sale to a spouse, parent, child, stepchild, or sibling. To proceed online, you, as the seller, must have the title properly assigned on the back with the exact date of sale, the sale price, and your signature. The buyer (your family member) can then use their MI SOS online account to complete the transfer, pay the 6% sales tax based on the vehicle's purchase price or Secretary of State assessed value (whichever is higher), and any applicable title and registration fees. They will need the title ID number from the assigned title.
It's critical to know when you cannot use the online system. If there is a lienholder listed on the title, if the title is missing, or if you are selling to a friend or unrelated individual, you must handle the transaction at a Secretary of State branch office. The table below outlines the key differences between the methods.
| Method | Eligible Transactions | Key Requirements | Limitations |
|---|
| Online (SOS e-Services) | Transfer to immediate family member. | Title must be properly assigned; buyer must have MI SOS online account. | Cannot be used if a lienholder is listed or for sales to non-family. |
| In-Person (SOS Branch) | All transactions, including private sales, gifted cars, and those with liens. | Completed title, proof of insurance, valid ID, odometer statement. | Requires an appointment or walk-in wait; all parties may need to be present. |
| By Mail | Specific situations, often for estate transfers or after a private sale. | Varies; typically requires a completed Application for Title form and mailed documents. | Slower processing time; not recommended for time-sensitive transfers. |
The simplest way to start is to visit the official Michigan SOS website and use their online services portal to check your specific eligibility. Ultimately, for a smooth and legally compliant title transfer in Michigan, ensuring you have the correctly completed paperwork is the most important step, regardless of the method you choose.
