Yes, you can transfer a car title online in Illinois, but only under specific, common circumstances. The primary method is through the Illinois Secretary of State's E-title and Electronic Registration and Title (ERT) systems. This online service is typically available when you are transferring a title between immediate family members (spouse, parent, child, step-parent, or step-child) or when a licensed Illinois dealer is involved in the transaction, such as when trading in a vehicle.
For a standard private-party sale to an unrelated individual, the process generally cannot be completed entirely online. The seller must complete the assignment of the title, and the buyer must take that physical, signed title to a facility to complete the transfer. The online system streamlines the paperwork for eligible transfers, reducing errors and processing times.
The key requirements for an online-eligible transfer include having a clear title (no liens), the correct and matching information on the title, and the necessary documentation ready for upload, such as a bill of sale or a VIN verification if required. Fees must be paid electronically, which include the title transfer fee and any applicable taxes.
| Common Illinois Title Transfer Fees (Varies by situation) | Amount |
|---|
| Standard Title Transfer Fee | $95 |
| Title Transfer between immediate family members | $15 |
| Registration Fee (Passenger Vehicle, standard plate) | $151 |
| Plate Transfer Fee | $15 |
| Local County Tax (e.g., Cook County) | Varies by purchase price |
If your situation doesn't qualify for an online transfer, you'll need to visit a Secretary of State facility. Bring the signed title, a completed Application for Vehicle Transaction(s) (Form VSD 190), a bill of sale, proof of insurance, and odometer disclosure. While the online option is convenient, verifying your eligibility on the Illinois Secretary of State website is the crucial first step.
