
No, you cannot legally sell a car in Montana without a title. The certificate of title is the primary legal document that proves ownership, and its absence makes the sale invalid under Montana law. Attempting to sell without a title can lead to legal disputes, fines, or complications for both the seller and buyer. However, if the title is lost, stolen, or damaged, you can obtain a replacement from the Montana Motor Vehicle Division (MVD) by following specific procedures before proceeding with the sale.
In Montana, the title is essential for transferring ownership because it contains critical details like the vehicle identification number (VIN), owner's name, and any liens. Selling without it risks the buyer being unable to register the vehicle, and you could be held liable for fraud. To replace a lost title, you must submit a completed Application for Duplicate Certificate of Title (Form 821) to the Montana MVD, along with proof of identity, the vehicle's VIN, and payment of the required fee. This process ensures the sale is legitimate and protects all parties involved.
The table below outlines key steps and data for replacing a lost title in Montana, based on MVD guidelines:
| Step | Description | Fee | Processing Time | Required Documents |
|---|---|---|---|---|
| 1. Complete Form 821 | Application for Duplicate Title | $10.30 | - | Form 821, available online |
| 2. Provide VIN | Vehicle Identification Number | - | - | From dashboard or registration |
| 3. Submit Proof of Identity | Valid Montana driver's license | - | - | Photo ID |
| 4. Check for Liens | If liens exist, obtain release | Varies | Additional time | Lien release document |
| 5. Mail or In-Person Submission | To county treasurer office | - | 2-4 weeks | Completed application package |
| 6. Receive Duplicate Title | Mailed to registered address | - | - | - |
After obtaining the duplicate title, you can proceed with the sale by signing the title over to the buyer and completing a bill of sale. Always verify the buyer's identity and keep records to avoid future issues. For older vehicles or special cases, consult the Montana MVD directly, as rules may vary.

I learned the hard way when I tried to sell my sedan in Billings without the title—it was a no-go. You absolutely need that paper to prove it's yours. I had to visit the local DMV, fill out a form, and wait a few weeks for a replacement. It’s not worth the risk; without it, the buyer might back out, and you could get into legal trouble. Just get the duplicate first to make everything smooth.


