
Yes, you can rent a car before you turn 25, but it typically involves paying an additional Young Renter Fee or Underage Surcharge. This daily fee, which can range from $20 to $50 or more, is charged by rental companies to offset the higher risk associated with younger, less experienced drivers. The standard minimum age is 20 or 21 at most major companies, though policies can vary significantly by company and location.
The key is knowing which companies are more flexible and what requirements they have. Some major rental agencies like Hertz, Enterprise, and Avis will rent to 20- to 24-year-olds, but they often restrict the vehicle classes available, excluding luxury cars, SUVs, and premium models. Your best strategies include renting from an airport location (which often have more lenient policies), being a member of a loyalty program that might waive the fee, or using certain affiliations like USAA or credit card benefits.
| Rental Company | Typical Minimum Age | Underage Surcharge (Approx. Daily) | Common Vehicle Restrictions |
|---|---|---|---|
| Hertz | 20 | $25 - $35 | Premium, Luxury, Certain SUVs |
| Enterprise | 21 (20 in some states) | $20 - $30 | Exotic, High-end models |
| Avis | 21 (20 in some states) | $27 - $35 | Premium, Luxury, Convertibles |
| Budget | 21 (20 in NY/MI) | $25 - $33 | Specialty vehicles |
| Dollar/Thrifty | 20 - 21 | $28 - $40 | Full-size SUVs, Minivans |
Always call the specific rental location directly to confirm their policy and the exact surcharge. The most important document you'll need, besides a valid driver's license, is a major credit card in your name for the security deposit; debit cards are often not accepted for young renters. Planning ahead and comparing total costs, including the surcharge, is essential for staying within your budget.

It's totally possible, just be ready for an extra charge. I rented a car at 23 for a road trip, and the "young driver fee" added about $30 a day to the cost. My advice? Stick with the big names like Enterprise or Hertz, book directly through their website, and make sure you select your correct age. The site will automatically add the fee so there are no surprises at the counter. And don't even think about trying to rent a fancy car—they'll only let you get a standard sedan or compact.

From a logistical standpoint, the primary barrier is financial, not . Rental companies assess a risk-based surcharge for drivers under 25 due to actuarial data on accident rates. To minimize costs, investigate corporate affiliations. Membership in organizations like USAA or AAA can sometimes lead to a waiver of the underage fee. Furthermore, some credit card companies offer rental car insurance as a perk, which can reduce the overall cost of the required coverage. Always verify benefits directly with your provider before renting.

Look, it's a hassle and it's expensive, but you can do it. They hit you with this fee just for being young, which feels unfair when you're a perfectly good driver. I had to rent a car after mine was in the shop, and the extra $25 a day really stung. My biggest tip is to avoid the airport counters if you can; sometimes the neighborhood rental offices have slightly better rates or are more willing to work with you. Just be prepared to show your license, a card, and your patience.

As a parent helping my son get his first rental car at 21, the process was all about preparation. We found that being a member of our union gave him a small discount on the young renter fee. The absolute rule was using a credit card, not a debit card, as that simplifies everything. We also made sure to book a compact car—no surprises. I’d recommend any young person have a parent or an experienced adult walk through the online reservation process with them to understand all the fees and insurance options before committing.


