
Yes, you can rent a car at 20 in San Francisco, but your options will be limited and significantly more expensive due to age-related policies. The standard minimum age to rent a car in the U.S. is 25, but most major rental companies make exceptions for drivers aged 20-24, charging a mandatory Young Renter Surcharge (often called an underage fee). This daily fee can add $25-$50 to your rental cost. Availability is also restricted; you will typically only be able to rent economy or compact vehicle classes, and luxury, SUV, or premium car rentals are almost always prohibited.
Rental Policies for 20-Year-Olds in San Francisco
| Rental Company | Minimum Age | Young Renter Surcharge (Estimated Daily Fee) | Vehicle Class Restrictions |
|---|---|---|---|
| Hertz | 20 | $27 - $35 | Standard vehicles and below; no premium/ luxury |
| Enterprise | 21 | $25 - $30 | Full-size and below; restrictions vary by location |
| Avis | 21 (20 at some airport locations) | $27 - $35 | Intermediate to Full-size |
| Budget | 21 (20 at some airport locations) | $27 - $35 | Intermediate to Full-size |
| Alamo | 21 | $25 - $30 | Full-size and below |
| Sixt | 20 | $30 - $50 | Up to Mid-size SUV; high-end cars excluded |
The key to a successful rental is preparation. You must present a valid driver's license that you've held for at least one year, a major credit card in your name (debit cards are rarely accepted for young drivers), and proof of any required insurance. Renting from an airport location often provides more flexibility for under-25 drivers compared to neighborhood branches. Be sure to book directly through the company's website or by phone to confirm the exact policy and fees for your specific dates, as these can change and are non-negotiable. Always factor the young renter surcharge into your total budget, as it can double the base cost of a rental.

It's a hassle, but it's possible. I did it last year. You're basically paying a "young driver tax" every single day on top of the rental fee. Stick to the big names like Hertz or Avis at the airport—they're your best bet. Just be ready to show your license and a credit card. Don't even bother looking at cool cars; you'll be stuck with the most basic model they have.


