Yes, you can rent a car at 20 years old in New Jersey, but it is challenging and significantly more expensive than for renters aged 25 and over. State law permits licensed drivers under 25 to rent a vehicle, but individual rental companies impose their own strict policies, including mandatory Young Renter Fees (often $25-$50 per day) and a limited selection of vehicle classes. You will need to provide a valid driver's license, a major credit card in your name, and proof of insurance, and you must typically book directly through the company's website or counter, as many third-party booking sites automatically filter out underage renters.
The primary hurdle is the daily surcharge. This fee is added on top of the base rental rate to cover the perceived higher risk associated with younger, less experienced drivers. Not all companies rent to 20-year-olds, so your options will be limited primarily to major airport locations like Newark (EWR), where policies can be more flexible. You'll also find that you are restricted from renting premium, luxury, or larger vehicles like SUVs; your choices will generally be confined to economy or compact cars.
Be prepared for a more thorough check-in process. The agent will verify your license's validity and ensure all documents match exactly. Renting from an off-airport neighborhood location is often more difficult, as they may have stricter age policies or fewer vehicles designated for young drivers. To avoid surprises, always call the specific rental location ahead of time to confirm their exact requirements and fees for a 20-year-old.
| Rental Company | Minimum Age in NJ | Young Renter Fee (Approx. Daily) | Vehicle Class Restrictions |
|---|
| Hertz | 20 | $27 - $35 | Standard and below |
| Enterprise | 21 | $20 - $30 | Full-size and below |
| Avis | 21 (20 at some airports) | $27 - $35 | Intermediate and below |
| Budget | 21 (20 at some airports) | $27 - $35 | Intermediate and below |
| National | 21 | $25 - $30 | Full-size and below |
