Yes, you can absolutely register a car in two names in the UK. The process is handled by the Driver and Vehicle Licensing Agency (DVLA) and is common for couples, family members, or business partners. The critical decision is how you register the names, which determines the legal rights of ownership. You will use the V5C registration document (logbook) to specify the owners, choosing between a joint ownership structure ("and") or a more flexible one ("or").
The most important distinction is between using "and" versus "or" between the names on the V5C. If you register the car as "Name A and Name B," it means you are joint owners. In this case, both parties have equal rights to the vehicle, but key actions like selling the car or changing ownership require the signature of both individuals. This offers protection but less individual flexibility.
Alternatively, registering the car as "Name A or Name B" signifies you are joint keepers. This is less common for personal co-ownership and is typically used by companies. It gives either named person the authority to sell the vehicle or make changes without the other's consent.
When you apply for the logbook, you'll list both names in the "new keeper" section. For insurance, you must inform your provider of all registered keepers. Typically, the main driver should be the primary policyholder, but other keepers may need to be listed as named drivers. Both registered keepers are jointly responsible for ensuring the car is taxed and has a valid MOT. If you have joint financing, the lender will also have a say and may need to be listed on the V5C.
