
No, you should not put a car cover on a wet car. While it might seem like a good way to protect your vehicle, doing so traps moisture against the paint and underneath the cover. This creates a humid, non-breathable environment that can lead to paint damage like water spots and etching, promote mildew and mold growth on the interior if moisture seeps in, and even accelerate corrosion on metal components. The cover itself can also rub dirt and grime into the paint as it moves, acting like fine-grit sandpaper on a wet surface.
The correct procedure is to always apply a cover to a completely clean and dry vehicle. If your car is wet from rain or dew, the best practice is to dry it thoroughly with a soft, clean microfiber towel before covering it. For long-term storage where you cannot dry the car after a rainstorm, a high-quality, breathable cover is a better choice than a plastic tarp, but it still carries risks. Breathable materials allow some moisture vapor to escape, reducing—but not eliminating—the potential for damage. The safest approach remains ensuring the car's surface is dry to protect your investment.

Absolutely not. I learned this the hard way. I put a cover on my truck after a light rain, and a week later, I found these faint, cloudy spots all over the hood. The moisture got trapped underneath and stained the clear coat. Now, I always make sure the car is bone dry, even if I just quickly wipe it down with a microfiber cloth. It’s a simple extra step that saves you from a huge headache and an expensive paint correction later.

Think of it this way: a car cover on a wet surface doesn't protect the paint; it just seals in the problem. Any dirt or pollen on the car gets held against the paint by the moisture. Then, as the cover shifts in the wind, it gently grinds that abrasive mixture across your clear coat, creating micro-scratches known as "swirl marks." For true protection, the barrier between the cover and your car's finish needs to be clean and dry. The few minutes it takes to properly dry the car are an essential part of the covering process.

Beyond the paint, the main concern is corrosion. Trapping moisture against the car's body, especially in areas like seams, around trim, and under the edges of the cover, creates perfect conditions for rust to start, particularly on older vehicles. Moisture can also get into door seals and eventually into the interior, leading to a musty smell or mold. If you're storing a classic car or a vehicle you care about, this is a critical rule. Always dry it off completely. For outdoor storage, a breathable cover is a must, but it’s not a substitute for a dry car.

My neighbor, who’s a detailer, saw me about to do this once and stopped me. He explained that water trapped under a cover doesn't evaporate evenly. It leads to "water spot etching," where minerals in the water can actually bake into the paint under the sun's heat, leaving permanent marks that are difficult to remove. His advice was clear: if you can't dry the car, it's actually better to leave it uncovered. The quick wash from rain is less harmful than the damage a cover can cause when the car is wet. I only use my cover now when I know the car is spotless and dry.


