Yes, you can absolutely own a car without driving it. The act of owning a vehicle (holding the title) is separate from the act of operating it (holding a valid driver's license). This situation is common for various reasons, but it comes with specific legal and financial responsibilities, primarily involving registration, insurance, and proper storage.
The core requirement is that the vehicle must be properly registered with your state's Department of Motor Vehicles (DMV), even if it's not driven. However, if the car will not be on public roads at all, you may be able to apply for a Planned Non-Operation (PNO) status or similar with your local DMV. This officially declares the car as off-road, suspending the need for active auto insurance, though you remain responsible for any property taxes or fees. Without a PNO, you must maintain at least the state's minimum liability insurance coverage.
Storing the car safely is critical. Long-term parking requires a secure, private location like a garage or a paid storage unit; leaving it unattended on a public street can lead to tickets or towing. To prevent mechanical deterioration, you should start the engine periodically, maintain proper tire pressure, and use a fuel stabilizer. The table below outlines key considerations and potential costs.
| Responsibility | Active Registration (Driven Occasionally) | PNO Status (Stored Indefinitely) |
|---|
| Insurance Requirement | Minimum liability insurance mandatory. | Insurance can be suspended; comprehensive coverage recommended for theft/damage. |
| Registration Fees | Annual registration fees must be paid. | PNO filing fee is typically low; regular registration fees are suspended. |
| Legal Location | Can be parked on private property or legally on public streets. | Must be stored on private property (e.g., garage, driveway, storage unit). |
| Potential Annual Cost | $500 - $2,000+ (insurance + registration). | $50 - $300 (storage fee + PNO fee + optional comprehensive insurance). |
| Maintenance Needs | Regular operation and maintenance required. | Preventive maintenance for long-term storage (e.g., battery tender, fuel stabilizer). |
Ultimately, owning a car you don't drive is feasible, but it's not maintenance-free. You are responsible for ensuring it is legally documented and stored correctly to avoid fines and preserve its value.
