No, you cannot register a car in your name using only a learner's permit. A learner's permit is not considered a valid, standalone driver's license for the purpose of vehicle registration. To register a car, the state's Department of Motor Vehicles (DMV) requires the registrant to be a licensed driver. The primary reason is financial responsibility; the registration process is tied to proving you can legally and financially be responsible for the vehicle, which includes obtaining auto insurance. Most insurance companies will not issue a policy to someone who only holds a permit, as they are considered a high-risk, unlicensed driver.
However, you can be the car's owner while someone else, like a parent or guardian, is the registrant. The licensed adult would register the car in their name, and you would be listed on the title as the owner. This is a common workaround for teen drivers. The key is separating ownership from registration.
The requirements can also vary slightly by state. The table below outlines the general stance and specific nuances for a selection of states.
| State | Can a Permit Holder Register a Car? | Key Requirements & Notes |
|---|
| California | No | A valid California driver's license is required. A permit holder must have a licensed co-owner/registrant. |
| Texas | No | Requires a valid Texas driver's license for registration. Insurance must be under a licensed driver's name. |
| Florida | No | The registrant must hold a valid Florida license. The vehicle's primary operator must be insured. |
| New York | No | A NY State driver's license or learner's permit with a licensed co-registrant is sometimes possible but complex. |
| Illinois | No | Registration requires a valid IL driver's license. The vehicle cannot be registered solely to a permit holder. |
The process typically involves a licensed co-signer. You would purchase the car and be listed on the title, but the licensed adult would accompany you to the DMV to complete the registration paperwork in their name. They will also need to secure the auto insurance policy, with you listed as the primary driver. This arrangement ensures the state's legal and insurance requirements are met while you work towards getting your full license. Once you have your official driver's license, you can then transfer the registration into your own name.
