Can You Drive Without Car Insurance?
2 Answers
Driving without car insurance is not allowed. Below is more information about car insurance: 1. Definition: Car insurance is a type of commercial insurance that covers personal injury or property damage caused by natural disasters or accidents involving motor vehicles. 2. Compulsory Traffic Insurance: Compulsory traffic insurance is a mandatory national insurance that every car owner must purchase. If you drive without compulsory traffic insurance, once caught, your vehicle will be impounded (until you obtain compulsory traffic insurance and affix it to the designated location), you will be fined, and corresponding points will be deducted. Compulsory traffic insurance mainly covers personal injury and property damage to victims (excluding passengers in the vehicle and the insured) in traffic accidents. However, since the compensation limit of compulsory traffic insurance is limited and cannot cover large-scale personal injury accidents, supplementary commercial car insurance is necessary.
I think this issue is quite important and shouldn't be taken lightly when driving. According to legal regulations, every vehicle must purchase compulsory traffic accident liability insurance, commonly known as compulsory insurance. If caught by the police without it, you'll face fines—usually several times the insurance premium—and may even have your vehicle impounded or receive penalty points. From my experience, driving without insurance means you'll have to cover all compensation costs yourself in case of an accident, whether it involves others or vehicles. These costs can easily run into tens or hundreds of thousands, which is unaffordable for most people. Moreover, insurance isn't just a paperwork requirement—it gives you peace of mind while driving, knowing you have support if something happens. Once, I saw a friend who drove without insurance and ended up paying out of pocket for a minor scrape, which was a hard lesson. So, it's best to sort out your insurance when buying a car, not wait until right before hitting the road. Remember, driving legally and responsibly benefits everyone.
