Can You Drive with an Expired Car Insurance?
1 Answers
Driving on the road with an expired car insurance is not allowed. If the car insurance expires, the vehicle will be in an uninsured state, lacking protection. Moreover, compulsory traffic insurance is a mandatory requirement by the state. If caught by traffic police, you will face penalties. Additionally, renewing insurance after it has lapsed requires a re-inspection of the vehicle, adding to the insurance procedures. Below is relevant information about car insurance: 1. According to the "Regulations on Compulsory Traffic Accident Liability Insurance for Motor Vehicles": If the owner or manager of a motor vehicle fails to purchase compulsory traffic accident liability insurance as required, the traffic management department of the public security organ will detain the vehicle, notify the owner or manager to purchase the insurance as required, and impose a fine of twice the premium payable for the minimum liability limit as stipulated. 2. If the owner causes a major accident involving third-party casualties during the period without compulsory insurance coverage, the owner will have to pay a huge compensation out of pocket. Therefore, owners should not overlook the importance of compulsory insurance and must pay it promptly. Vehicle compulsory insurance can be delayed for payment, but as long as it is within one month, the original car insurance company can still accept renewal.
