Can You Choose Not to Repair After Vehicle Insurance Damage Assessment?

[SabrinaAnn]

You can choose not to repair after vehicle insurance damage assessment. Whether to repair the vehicle after assessment and where to repair it are entirely up to the vehicle owner's discretion. Insurance companies have no right to interfere or specify repair locations. Below is more information about vehicle insurance damage assessment: 1. Vehicle damage assessment in traffic accidents is generally completed within three days, except under special circumstances. 2. Insurance claims for vehicle damage are typically categorized based on the insured vehicle (policyholder) and third-party vehicles. If assessing damage to a third-party vehicle, both parties usually need to be present and jointly sign to confirm the accuracy of the loss assessment. 3. Damage assessment institutions generally fall into five categories: insurer assessment, affiliated 4S shops and auto repair shops assessment, third-party appraiser assessment, mandatory assessment by price authorities, and judicial appraisal. Parties can freely choose any assessment institution for vehicle damage assessment.